Mundevo

Mundevo · Decision Engine

What salary do you actually need — to live where you want?

Real cost-of-living, real tax rates, real numbers. Pick a city and a lifestyle, and we'll tell you the gross salary you need to actually live there. 104 cities across 49 countries, all updated quarterly.

104
cities
across 6 continents
49
countries
tax + visa data each
4
lifestyle tiers
frugal → premium
17
job archetypes
senior IC + leadership

Browse cities

What does each city actually cost?

Salary needed at balanced/comfortable lifestyle, with the local tax math baked in.

See all 104 cities, or browse by country.

Compare cities

Side-by-side decision rubric

Cost basket delta, quality-axis breakdown, salary equivalence, and an analyst-take prose summary.

Or browse all 595 comparisons.

Country-to-country moves

Relocation corridors

Tax differential, salary needed at destination, visa landscape, and the tooling stack to make the move.

Or browse all 702 corridors.

Interactive tools

Plug in your own numbers

Common questions

What readers ask before they relocate

How much salary do you need to live comfortably in Europe?

It depends heavily on the city. Mundevo's 'comfortable' tier requires €40-55k gross in Lisbon or Porto, €55-75k in Madrid or Berlin, €75-100k in Amsterdam, and €90-130k in Zurich. The reverse calculator shows what each salary band buys across all cities.

Which European cities are cheapest while still offering good quality of life?

Porto and Lisbon (Portugal), Tallinn (Estonia), and Madrid (Spain) consistently land on the affordable-but-livable axis — cost-of-living index 50-65 (vs. NYC = 100), with safety, healthcare, and internet scores in the upper bands. Berlin sits slightly higher on cost but is the strongest career market of the four for tech and creative work.

Which digital nomad visa is best in 2026?

It depends on what you're optimizing for. Portugal D8 has the strongest path to permanent residency. Spain's digital nomad visa pairs with Beckham Law for tax efficiency. Estonia's DNV has the cleanest e-government and tax-structure synergy. Greece and Croatia have the lowest cost-of-living among EU options. Outside the EU, UAE's Virtual Working Programme is tax-free.

Should I take a salary cut to move to a cheaper city?

Often, yes — if the cost-of-living reduction exceeds the gross-salary cut once you account for housing. Mundevo's case studies show several scenarios where a nominal salary cut translates into a real lifestyle upgrade because the rent index in the destination is materially lower. Build the net-after-housing math for both cities before deciding.

See all 19 FAQ entries or browse the glossary.

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Why you can trust the numbers